📊 CREDIT CARD DEFAULT DATASET

📊 CREDIT CARD DEFAULT DATASET

Detailed Description of the Dataset and Its Variables

1 Dataset Name

Default of Credit Card Clients Dataset

This dataset contains information about credit-card customers and their payment history.

The dataset contains customer information, credit information, repayment history, bill amounts, previous payment amounts and the customer's payment status for the following month.

2 Basic Dataset Information

Property	Details
Dataset Name	Default of Credit Card Clients
Total Records	30,000 customers
Original Columns	25 columns including ID and target
Customer Information	Demographic and financial information
Time Period	April 2005 to September 2005
Currency	New Taiwan Dollar (NT$)
Target Information	Default payment status for the next month

3 What Does One Row Mean?

Each row in the dataset represents information about one credit-card customer.

Row 1 → Customer 1
Row 2 → Customer 2
Row 3 → Customer 3
...
Row 30,000 → Customer 30,000

Therefore, there are 30,000 customer records in the dataset.

4 ID – Customer Identification Number

Column	Meaning
ID	Unique identification number assigned to the customer

Example:

ID = 1 means one particular customer record.
ID = 2 means another customer record.

The ID is used to identify records; it does not describe the customer's financial condition.

5 Credit Limit

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Column	Meaning